Resolved Question: Does it EVER make sense to do a Home Equity Loan for CC Debt Consolidation?

I am looking to improve my home with a home improvement loan. Does anyone know the best place to get help? Now this is not to refinance my home. It is only for improvements to bring up the value of my property. I need it based on credit and income. Not wishing to give away a kidney just for a bathroom. I need help because I think I can right now afford maybe a Johnny on the spot.... Help is needed. The bank and a certain home loan place want to charge interest way to high. The company that sold me the house says that the house is not valuable enough for them to give me money to fix it up. Great they were willing to make me pay for it though. (giggling) The money pit I live in needs some help... If you can think of a way that I can get the funds let me know. Oh yeah I have no equity in this pit. So there you have it...Can you help???

Resolved Question: What do you pay on a 48,000 loan at 7%?

Home equity loan at 48,000 at 7%....For 30years...What is the formula calculation to get the total?
THANK YOU

Resolved Question: Taking out a cash loan?

If I'm approved for a 100K loan based on my home equity, what are the penalties if I take it in cash - are there even any? No its not credit, it actualy money for a business investment, will be paid back in 5 years.